Learn about getting your medical costs covered, negotiated down, and more

Medical costs can be significant, making the bills a concern for many. Fortunately, there are a few solid options available to accident victims besides paying full price out-of-pocket.

The first option is to use your existing Health Insurance plan, if you have one. By treating through your health insurance, you will benefit from being able to use your regular providers and minimize out-of-pocket expenses. Any expenses you do have can be reimbursed to you through the settlement.

The second option available to you, is to work with lien provider(s). These are medical professionals who will treat you, but rather than billing you directly, they will assert a lien against your case. In this way, you do not pay anything out-of-pocket. With this approach, your medical provider is agreeing to delay taking payment until your case concudes. Payment will be made to them out of your settlement money.

Medical bills can often be negotiated, though there is no obligation to the medical provider to do so. That being said, most medical providers are willing to work with patients and their patient's lawyers to reach an agreement.