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It may be surprising to some, that a police report is not admissible in court because it is considered 'hearsay'.
Because it is not admissible in court, an insurance company could choose to ignore it. However, just because it is not admissible, does not mean it does not have value. Both insurance companies and attorneys give a lot of weight to police reports.
If an insurance company is treating you unfairly by ignoring a police report, or, if they are treating you unfairly because of errors contained in a police report, you will likely want to involve an attorney to set them straight and protect your rights.
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